Best Time to Refinance a Car
Best Time to Refinance a Carの要点を分かりやすくまとめてご紹介します。
If your car is a lemon that’s about to explode? Don’t refi. Sell it. Run away. Refinancing a dying car is like buying a new leash for a cat that’s already escaped.
Also, if your credit sucks (below 620), wait. Work on it first. Pay bills on time. Eat your financial vegetables.
And if your loan has only one year left? Forget it. The savings are tiny. That’s like changing lanes for a faster off-ramp—pointless.