Martin Lewis Urges Travellers to Buy Travel Insurance Immediately
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Let’s talk about the small disasters. You’re in Barcelona, and you pop into a tapas bar. Your bag disappears while you’re distracted by patatas bravas. That’s your phone, your passport, your wallet—all gone.
Without insurance, you’re stuck in a foreign country, crying into a plate of calamari. With insurance, you call a number, they sort out emergency cash, and you’re back on the beach by afternoon.
Or what about the classic “lost suitcase” drama? You land in Greece, and your luggage decides to take a vacation to Dubai. Insurance covers the emergency swim trunks and the overpriced toothbrush you have to buy.
What Martin Wants You to Check
Here’s the bit most people skip: read the small print. You don’t need a magnifying glass and a law degree. Just look for the bits about pre-existing conditions, activity exclusions, and trip cancellation.
Martin says “cheapest isn’t always best.” A £5 policy might cover you for a papercut but not a helicopter rescue if you fall off a mountain. If you’re planning a hike, a ski trip, or even a bouncy castle session in the hotel garden—make sure you’re covered.
And here’s a secret: if you buy insurance when you book, you can often get a cooling-off period. Meaning, if your plans change, you can cancel and get your money back. It’s like having a safety net for your safety net.
Martin Lewis: When to Buy Travel Insurance - InsureandGo